Thursday, March 7, 2013

Back Chidambaram’s sensible budget with systemic renaissance



By
Randeep Wadehra


Most of the criticism against P. Chidambaram’s budget has come from the corporate sector (“boring”) and political opponents (“unimaginative” “baazigari” etc). It is understandable that the corporate sector is miffed. Instead of getting growth-oriented sops, it has been “burdened” with 10% surcharge on taxable income above Rs 1 crore, and the hike in surcharge on the dividend distribution tax.

The budget has been criticized on other grounds too. The Finance Minister has brought down the fiscal deficit marginally from 5.8% to 5.2% for the FY 2012-13 and has envisaged further reduction to 4.8% in FY 2013-14, but there is no clear and concrete approach delineated for the purpose. However, some definite measures are being taken for reducing the deficit. Subsidies are being gradually withdrawn, or at least reduced; there is even talk of increasing kerosene prices. Moreover, apart from encouraging savings in the household sector the FM proposes to ensure that these savings flow into various financial instruments. Some of the steps taken towards this end comprise liberalizing the Rajiv Gandhi Equity Savings Scheme (by raising the income limit for first-time investors from Rs 10 lakh to Rs 12 lakh), introduction of inflation-linked instruments, as well as additional deduction of interest up to Rs 1 lakh for a person taking the first home loan of up to Rs 25 lakh.

Some point out that the envisaged increase in the GDP growth to above 6% doesn’t have a definite roadmap. Capital expenditures are budgeted to increase by 27% in 2013-14, but the GDP growth and reduction in fiscal deficit are being premised upon such imponderables as sharp growth in revenues (21%), and escalating of capital receipts, which include earnings from disinvestment and spectrum sales, from Rs. 24,000 crore this year to more than Rs 55, 000 crore in 2013-14, as well as a healthy revival on the industrial production and export fronts. However, such revival will depend upon the policies formulated and implemented for the purpose. Admittedly, there is a need for improving the investment climate, which makes it imperative that the pending bills relating to Direct Taxes Code, Goods and Services Tax, and Pensions and Insurance are legislated without any further delay.

The budget proposes infrastructure debt funding through such instruments as the Rs. 50,000 crore 8% tax-free infrastructure bonds. Moreover, small and medium sized companies shall have the benefit of 15% investment allowance if they invest over 100 crore in the coming two financial years (2013-14 and 2014-15). However, for any economy to grow, its infrastructure becomes a vital enabling factor. Sadly, we have been behind schedule on every aspect of infrastructure building like roads, railways, power generation etc. We have seen how East Asian economies have been assiduously building and regularly upgrading their infrastructures to keep up with the best in the west. In India, we are still floundering in our search for viable systems and procedures, not to mention laws, for building, maintaining and managing various types of infrastructure. We have seen how every major investment or acquisition effort – be it related to defense, transportation or communications – invariably triggers off scam related controversies. In the bargain, investments are held back and much time, energy and money are wasted on cleaning up the mess. The red tape, in conjunction with cussedness and confusion, is another major stumbling block in treading the road to unhindered development. The environment clearance is a good example in this regard. Thanks to inconsistent and confusing approach to giving environment clearance, mining activity in the country has suffered a great deal. For instance, the ban on mining in some states has led to more than 60% fall in iron-ore exports to China, thus worsening the fiscal situation and trade imbalance.

The Rs. 66,000 crore allocation to the HRD Ministry is a welcome step. There has been a lamentable gap between the demand for quality managerial and skilled workforce by the corporate sector and its actual supply. Obviously, the education sector needs to be ramped up. This allocation, which, hopefully, is a beginning of something more substantial and enduring, can help augment quality workforce if the entire education sector is overhauled right from kindergarten/nursery stage to post-graduation and doctorate stages.

The budget recognizes the need for improving the quality of life in the hinterland. Hence, the allocation of Rs 80,000 crore for rural development. The budget has ignored all criticism of MGNREGS and retained the level of allocations to this scheme, which has – despite various reports of leakages and misuse – apparently been able to generate jobs for the rural poor; if there has not been a hike in allocations there has not been any cut either. Besides, the Direct Benefit Transfer (DBT), which envisages transfer of cash benefits directly into the bank accounts of the poor, has been taken to the next level by focusing on women and children. There have been increased allocations for various DBT related schemes. For instance, a sum of Rs 10,000 crore is allocated for food subsidy under the proposed Food Security Bill (that is expected to become a law soon); likewise allocations to Indira Gandhi Matritva Sahyog Yojana (IGMSY), which benefits pregnant and lactating women, have been substantially increased, and scholarship funds for school and college going OBC students too have been enhanced. However, there is need to strengthen not only delivery systems but also the relevant checks and balances regime to ensure that these benefits reach the intended targets.

The symbiosis between budgetary allocations and development is a presumption, which is predicated upon not just drawing up of a roadmap but also the building of actual road. The roadmap shows how the proposed targets can be achieved through appropriate processes and procedures. The actual road building involves putting such systems and structures in place as would facilitate the working of those processes and procedures so that the symbiosis between allocations and development fructifies. This becomes apparent when we take even a cursory look at some of the recent budgets and their consequences. In the absence of proper “roads”, various “roadmaps” remained ineffectual.

This budget has certainly done a good job of laying the foundation for the economy’s turnaround in the coming years. However, certain issues relating to implementation remain to be addressed. This would need a systemic renaissance so that the deserving get their due without let or hindrance – no running from pillar to post and no greasing of palms.

Given political will, this is doable.


Published in The Financial World dated 07 March, 2013

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